This policy includes medical treatment, transportation and death coverages as a result of illness or injury, for foreigners residing abroad, in their short-term trips to Turkey. Before you plan to travel briefly to Turkey, this policy can be submitted to the Turkish consulate in your country, during your visa applications.

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This insurance contract provides coverage for the expenses, covered by the Travel Insurance, which arise during the travels of any insured, who are the citizens of the Republic of Turkey, and who reside within the borders of the same, as well as any insured, who are the foreign nationals residing at Turkey, to the countries specified on the policy and/or the domestic regions, and also which arise during the travels to Turkey, of any foreign nationals coming to Turkey, in accordance with the provisions of the “Turkish Commercial Code”, and also these “Special Terms and Conditions” and the General Terms and Conditions for Travel Health Insurance, within the payment limits and rates specified on the policy; and also warrants to fulfill any organizational and coordination works included to the coverage.

Insurance Company hereby insured the insured, who has declared that s/he has not suffered from any severe disease/illness, that does not sustain any morbid cases and permanent disabilities, in accordance with the special terms and conditions, which are attached hereto, and the provisions of the clauses, as well as the applicable provisions of the General Terms and Conditions for Travel Health Insurance attached hereto, within the coverage and the limits specified within the policy, provided that the insurance premium specified on the policy is paid by the Insured.

 In case of purchase of two or more travel policies, providing the same coverage, then the higher policy limits and rates shall prevail and serve as the basis for the appraisal.

The Insurer may insure the persons, who are at and over the age of 69, only for any cases in relation to any accidents.

The Insurer may insure the children, who are between the ages of 0-17, provided that any of their parents is the policy owner.

The Insurer may include the persons, who are between the ages of 70-75, to the scope in relation to any cases regarding any accidents, provided that some additional premium at 50% is paid, and the Insurer may include the persons, who are at elder than 75 years, to the scope in relation to any cases regarding any accidents, provided that some additional premium at 100% is paid. The Insurer shall provide assistance service to any insured, aged 69 and over, only in case of any accidents; and it shall carry out the organization, only, under any circumstances excluding any accidents. The duration of the insurance shall commence upon entering through the customs of the countries, to which the insured travels, at the territories for which the coverage specified on the insurance policy are applicable.

The coverage shall be applicable until the travel is completed and the insured has entered through the customs of the Republic o Turkey. In the event that the insured travels again to the territory, which is specified on the policy, within the period for which this Insurance contract is applicable, upon the completion of her/his travel and entry through the customs of the Republic of Turkey.

 As per this contract , the total time to be spent domastic shall be limited to 180 days.

In the event that any illness/disease, which emerged during the international travel of the insured within the period for which the coverage provided by the Insurance contract is/are applicable, requires inpatient treatment also after the date of expiry of the coverage, then the coverage shall continue at most for 7 days to start as of the date of expiry of the same, provided that it is proved by documentary evidence that the transfer of the insured to the Republic of Turkey is not possible. The coverage shall expire upon the time when the insured enters through the customs of the Republic of Turkey, even if the Insured is required to be subject to inpatient treatment, or such inpatient treatment of the same is still in progress, notwithstanding any conditions for whatsoever.

 During the international travels, the transfer by means of “Aerial Ambulance” shall only be performed within the same continent, and any intercontinental transfers are excluded from the scope.

Regarding the aerial ambulance, no payments shall be performed for any expenditures, which have been performed and/or incurred without informing and obtaining the approval of  Insurance Company, regardless of the conditions under which such transfer has been made.

Upon occurrence of any claims in consequence of any damage and/or loss, the Insured shall make efforts to restrict or to cease any such damage and/or loss. Any and all kinds of expenses and any costs paid for the Insured, which are not covered by the policy, shall be paid by the Insured provided that the prior consent of the Insured has been obtained.

The claims arising from terrorist attacks/incidents are hereby excluded from the scope. In case of any disputes, which may arise from and/or  in relation to and/or in  connection with this Contract/Agreement, the Turkish text shall prevail.

GENERAL TERMS AND CONDITIONS FOR TRAVEL HEALTH INSURANCE: This insurance contract has been executed in accordance with the “General Terms and Conditions for Travel Health Insurance”. This policy shall be applicable together with the attached general terms and conditions and the special conditions for the travel insurance, and has been delivered to the insured together with the annexes hereof.

THE PROCEDURE TO BE FOLLOWED UP IN CASE OF ANY EMERGENCY: In case of any emergency, which is included to the scope of this policy, the Insured shall dial 00 90 212 444 4 729, the hotline for emergency, within 24 hours , before taking any steps in person; and shall state her/his full name, policy number, a contact number, the problems with which s/he encountered, and the assistance which s/he requests. In order to maintain the validity of the policy, the Insured shall be obliged to dial the hotline for emergency, and thereby to obtain a prior approval, in case of an emergency. In the event that such prior approval could have not been obtained due to acceptable reasons, the insured shall at all times be obliged to notify any information and situation in relation to the services s/he received, to the emergency hotline within 48 hours.

 In case of any disputes, which may arise from and/or in relation to and/or in connection with this Contract/Agreement, the Turkish text shall prevail.